/* Catálogo compacto y agrupado; independiente de las opciones de cotización. */
.payment-options{margin:32px 0 0}
.payment-options>h3{font-size:23px;color:var(--navy);margin:0 0 15px}
.payment-options-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.payment-options-grid article{display:flex;gap:16px;padding:22px;border:1px solid var(--line);border-radius:16px;background:#fff}
.payment-options-grid h4{font-size:16px;margin:0 0 8px;color:var(--navy)}
.payment-options-grid p{font-size:13px;line-height:1.7;margin:0;color:var(--muted)}
.payment-icon{width:34px;height:34px;flex:0 0 34px;color:#087c70}
.payment-icon svg{width:100%;height:100%;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:760px){.payment-options-grid{grid-template-columns:1fr}.payment-options-grid article{padding:18px}}
.capability-groups{display:grid;gap:24px}
.capability-group>header{display:flex;align-items:center;gap:12px;margin:0 0 10px}
.capability-group>header h3{font-size:16px;line-height:1.4;margin:0;color:var(--navy)}
.capability-group>header:after{content:"";height:1px;background:var(--line);flex:1}
.capability-group .capabilities-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
.capability-group .capability{display:grid;grid-template-columns:28px minmax(0,1fr);align-content:start;column-gap:10px;padding:13px;border-radius:12px;min-height:94px}
.capability-group .capability-icon{grid-column:1;grid-row:1/4;width:28px;height:28px;margin:0;border-radius:8px}
.capability-group .capability-icon svg{width:17px;height:17px}
.capability-group .feature-number{grid-column:2;font-size:8px;letter-spacing:.03em;margin:0;color:#416777}
.capability-group .capability h4{grid-column:2;font-size:12px;line-height:1.45;margin:3px 0;color:var(--navy);font-weight:650}
.capability-group .capability p{grid-column:2;font-size:11px;line-height:1.5;margin:0}
.capability-group .capability-premium{background:#f5f3ff;border-color:#dcd5f3}
.capability-premium .feature-number{color:#63509a}
.capability-premium .capability-icon{background:#ece7fb;color:#6953a4}
@media(max-width:1100px){.capability-group .capabilities-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:760px){.capability-group .capabilities-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.capability-group .capability{padding:12px;column-gap:8px}.capability-group>header h3{font-size:15px}}
@media(max-width:440px){.capability-group .capabilities-grid{grid-template-columns:1fr}.capability-group .capability{min-height:0;padding:11px 13px}.capability-group .capability h4{font-size:13px}.capability-group .capability p{font-size:12px}}